Hestia Mortgages

Equity Release

Equity Release

Unlock the Value of Your Home with Equity Release Mortgages

At Hestia Mortgages we understand that your home is more than just a property—it’s a valuable asset that can provide financial freedom in your retirement years. Our Equity Release Mortgage solutions are designed to help you tap into the equity you have built up in your home, allowing you to access tax-free funds without the need to sell or downsize.

With our expertise in the UK mortgage market, we offer a range of flexible Equity Release Mortgage options tailored to your unique needs and circumstances. Whether you want to supplement your retirement income, fund home improvements, repay debts, gift to family or fulfil lifelong dreams, our team of experienced advisors are here to guide you through the process.

With our transparent and personalized approach, we take the time to understand your goals and provide clear, jargon-free explanations of the different Equity Release Mortgage products available. We work closely with trusted lenders to secure competitive rates and favourable terms, ensuring you can make informed decisions that align with your financial objectives.

Our commitment to customer satisfaction extends beyond the mortgage process itself. We provide ongoing support and advice, ensuring that you feel confident and well-informed throughout your Equity Release journey. Your peace of mind is our priority.

Take the first step towards unlocking the potential of your home’s equity. Contact us today to arrange a consultation with one of our friendly advisors and discover how an Equity Release Mortgage can help you enjoy the retirement you deserve.


Can you help me remortgage?

Absolutely! We’ll search over 50 lenders to find the right mortgage for you. We’ll review the current deals from your existing provider, and compare them against offers from other lenders.

When is the best time to remortgage?

If you’re coming to the end of your existing fixed rate, then we can start exploring your options when there’s six months left on your deal.

If you want to free up cash for home improvement, or you’ve recently received a large lump sum, you can remortgage at any time. We can help you navigate any exit fees or early repayment fees and advise you on your best course of action.

How long does it take to remortgage?

Typically it takes around two months from start to finish. We can do it more quickly, but we recommend leaving two months to find the deal that works for you.

Can I remortgage to get money for home improvements?

Yes, probably. There are a few hoops to jump through first. We’ll need to review the value of your property, and analyse your income and expenditure. So long as the sums stack up, we should be able to raise money from your mortgage for your home improvements.

Should I look at remortgaging even if I don't need to raise funds?

Yes, if you’re coming to the end of your fixed term rate. If you don’t, then your rate is likely to rise and your monthly payments will increase. 

Let us find your
perfect mortgage!

We’d love to help you! Get in touch to book a free no-obligation chat to discuss what you’re looking for. We’ll get to know you a little better and see how we can help you out with mortgage advice, insurance or financial planning.

Fill out the form, send us an email or give us a call. We look forward to meeting you soon!

    Hestia mortgages ltd will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.

    We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.

    Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.

    We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact info@hestiamortgages.co.uk

    You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at compliance@sdlgroup.co.uk. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk