Equity Release
At Hestia Mortgages we understand that your home is more than just a property—it’s a valuable asset that can provide financial freedom in your retirement years. Our Equity Release Mortgage solutions are designed to help you tap into the equity you have built up in your home, allowing you to access tax-free funds without the need to sell or downsize.
With our expertise in the UK mortgage market, we offer a range of flexible Equity Release Mortgage options tailored to your unique needs and circumstances. Whether you want to supplement your retirement income, fund home improvements, repay debts, gift to family or fulfil lifelong dreams, our team of experienced advisors are here to guide you through the process.
With our transparent and personalized approach, we take the time to understand your goals and provide clear, jargon-free explanations of the different Equity Release Mortgage products available. We work closely with trusted lenders to secure competitive rates and favourable terms, ensuring you can make informed decisions that align with your financial objectives.
Our commitment to customer satisfaction extends beyond the mortgage process itself. We provide ongoing support and advice, ensuring that you feel confident and well-informed throughout your Equity Release journey. Your peace of mind is our priority.
Take the first step towards unlocking the potential of your home’s equity. Contact us today to arrange a consultation with one of our friendly advisors and discover how an Equity Release Mortgage can help you enjoy the retirement you deserve.
FAQs
Can you help me remortgage?
Absolutely! We’ll search over 50 lenders to find the right mortgage for you. We’ll review the current deals from your existing provider, and compare them against offers from other lenders.
When is the best time to remortgage?
If you’re coming to the end of your existing fixed rate, then we can start exploring your options when there’s six months left on your deal.
If you want to free up cash for home improvement, or you’ve recently received a large lump sum, you can remortgage at any time. We can help you navigate any exit fees or early repayment fees and advise you on your best course of action.
How long does it take to remortgage?
Typically it takes around two months from start to finish. We can do it more quickly, but we recommend leaving two months to find the deal that works for you.
Can I remortgage to get money for home improvements?
Yes, probably. There are a few hoops to jump through first. We’ll need to review the value of your property, and analyse your income and expenditure. So long as the sums stack up, we should be able to raise money from your mortgage for your home improvements.
Should I look at remortgaging even if I don't need to raise funds?
Yes, if you’re coming to the end of your fixed term rate. If you don’t, then your rate is likely to rise and your monthly payments will increase.
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perfect mortgage!
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