Self-building offers multiple advantages, including the opportunity to follow your own vision and get the right house in the right location It can be a cost-efficient solution, with the average self-builder spending £270,000 on their build1 An adviser can help you navigate the self-build mortgage market and put you in touch with a company that… Continue reading Getting a mortgage to build your own home
Author: laurence@holodigital.co.uk
Is it time to think about remortgaging?
The historic perception of remortgaging as a difficult process is largely outdated – many lenders have made the process simpler Whether you’re an owner-occupier or a landlord it’s important to have clear goals before remortgaging There are literally thousands of mortgage products in the marketplace so having a financial adviser in your corner to help… Continue reading Is it time to think about remortgaging?
The 95% mortgage guarantee scheme: understanding your options
At a glance The scheme could be useful for young buyers with no parental financial assistance – who cannot see themselves saving more than a 5% deposit But there’s currently a shortage of mortgage choice for the new scheme and interest rates for borrowers are likely to be high 95% mortgages do already exist outside of… Continue reading The 95% mortgage guarantee scheme: understanding your options
Why every woman should review her protection insurance now
At a glance: Women typically insure themselves far less than men, despite the fact that on top of their earnings, their unpaid work, such as caring responsibilities, make their household contribution extremely valuable. While life insurance that pays out upon death is important, you are more likely to suffer a serious illness that prevents you… Continue reading Why every woman should review her protection insurance now
How the self-employed can work towards a bright financial future
At a glance The COVID-19 pandemic hit self-employed businesses hard, exacerbating the difficulty of making long-term financial plans. However, some aspects of self-employment can prove beneficial when it comes to building an income for retirement. Self-employment can be time-consuming and tiring. Letting an adviser take the strain of financial planning could be a smart move.… Continue reading How the self-employed can work towards a bright financial future